What Is PIX?
PIX is Brazil's instant payment system, launched by the Central Bank of Brazil (BCB) in November 2020. It allows real-time money transfers 24/7, 365 days a year, with transactions completed in seconds. By 2025, PIX processed over 4 billion transactions per month, making it one of the most successful instant payment systems globally.
PIX QR Code Types
PIX uses two types of QR codes:
| Type | Use Case | Amount |
|---|---|---|
| Static QR | Reusable, same recipient | Optional (payer can change) |
| Dynamic QR | Single transaction | Fixed, set by recipient |
Static QR Code
A static QR code can be reused for multiple payments. It contains the recipient's PIX key and optionally a pre-defined amount. Ideal for small businesses, street vendors, and personal transfers.
Dynamic QR Code
A dynamic QR code is generated for each transaction with a specific amount and additional data. Used by e-commerce platforms, bill payments, and formal business transactions.
PIX Key Types
To receive PIX payments, you register a PIX key linked to your bank account:
- CPF/CNPJ: Your tax ID (most common for individuals/businesses)
- Email: Any email address
- Phone: Your mobile number with country code (+55)
- Random Key (EVP): A UUID generated by the system for privacy
Technical Structure
PIX QR codes follow the EMV standard (same used by credit cards). The payload contains:
// PIX payload structure (simplified)
{
"merchantAccountInfo": {
"gui": "br.gov.bcb.pix",
"pixKey": "email@example.com"
},
"merchantName": "JOHN DOE",
"merchantCity": "SAO PAULO",
"transactionAmount": "150.00",
"additionalData": {
"referenceLabel": "INV-2026-001"
}
}Generate Your PIX QR Code
Need to create a PIX QR code quickly? Use the PureTools PIX QR Code Generator to create static QR codes for any PIX key. Enter your key, optional amount, and recipient name to generate a scannable QR code instantly. Perfect for freelancers, small businesses, and anyone who receives payments via PIX.